We are committed to protecting the security and confidentiality of our customer account information. We take measures to protect confidentiality and security of your account. We use several different methods to ensure this security to protect your account information:
· We limit account access to certain browsers that have a high security standard. Acceptable browsers include either Internet Explorer 7.0 or greater or Netscape Navigator 6.02 or greater, with 128-bit encryption.
· It is important to keep your computer and security software up to date by installing all recommended software updates.
· Personal and account information exchanged between your computer and Alerus Financial is encrypted. This means that while your information is in transit it is scrambled so that only Alerus can reassemble it. Secure Socket Layer protocol (SSL) provides privacy for data flowing between you and Alerus Financial.
· We use firewalls to help limit entry by anyone without proper authorization. A firewall is a security mechanism that regulates the data going in and out of a network. It is important that the communication is in the proper protocol.
· Your Personal Identification Number (PIN) is not displayed on the login screen.
· We are continually evaluating our security architecture to ensure that it provides the most appropriate level of privacy and safety.
· We also urge you to take measures to protect your account information. You are provided with a Personal Identification Number (PIN) for access to your account. For security purposes, you are required to change your User ID upon your initial login to ARB Online.
· Protect your User ID, PIN and Password. You agree not to allow anyone to gain access to the services or to let anyone know your PIN or Password used with the service. You agree to assume responsibility for all transactions initiated through the service with your User ID, PIN or Password. Alerus has no responsibility for establishing the identity of any person or determining the validity of any transaction received using your User ID, PIN or Password.
· Don't leave your computer unattended. You can use your User ID along with your PIN or Password to perform certain transactions. Never leave your account information displayed in an area accessible to others and avoid leaving your PC unattended while using ARB Online. Always log off once you have finished your ARB Online session. Alerus Financial will not be liable for any losses that occur as a result of the misuse of your User ID, PIN or Password while you are logged in.